Apache Struts Statement on Equifax Security Breach

Posted Sep 13, 2017 1:58 UTC (Wed) by ssmith32 (subscriber, #72404)
In reply to: Apache Struts Statement on Equifax Security Breach by dskoll
Parent article: Apache Struts Statement on Equifax Security Breach

And you prolly already know (guessing it's where you got the idea from), but for anyone else reading.

Phone + pin = credit freeze, which is already available today.

As for how you deliver a random pin daily, at scale, securely (and that means no UX muck ups) to lower income people most dependent on good credit... I have no idea.

The biggest problem is all these ideas are hardest on people who depend on credit the most. E.g. couldn't make your phone payment? Congrats, your fsck!