Because your attacker will certainly have access to one of your cards, so no matter what you do, he'll be able to figure out how to pretend to be a pinpad. (Although if you do it right, it would require very expensive equipment to read the keys from the chip.) So on some level, you're screwed no matter what.
That's one plausible reason. Another is that the credit card companies are actually run by morons. This is the impression I get -- the last time they sent me a card, I was on the phone with them beforehand, and explicitly asked for one without any RFID. The woman on the phone had no clue what I was trying to ask for. She kept assuring me that the card would have PayPass, but I "didn't have to use it if it made me uncomfortable".
So as soon as I got the card, I shone a light through it and dremeled out the antenna. Problem solved, I suppose, but since the card has clearly printed on it that it is the property of the bank, not me, I'm on questionably legal ground.
Android application reads credit card data over NFC (The H)
Posted Jun 25, 2012 3:41 UTC (Mon) by devkev (subscriber, #74096)
[Link]
> So as soon as I got the card, I shone a light through it and dremeled out the antenna.
Ironically, having a holey or somewhat mangled card is more likely to raise suspicions of merchants. And a "likely story" of protecting your privacy/funds is going to be a hard sell to people who are, more or less, just like the woman you spoke to on the phone.
Android application reads credit card data over NFC (The H)
Posted Jun 25, 2012 16:43 UTC (Mon) by apoelstra (subscriber, #75205)
[Link]
>Ironically, having a holey or somewhat mangled card is more likely to raise suspicions of merchants. And a "likely story" of protecting your privacy/funds is going to be a hard sell to people who are, more or less, just like the woman you spoke to on the phone.
I wish. I've gotten some funny looks and a lot of "I hope this works, haha" from merchants, but nobody has declined me or even asked for secondary ID. I've had the mangled card now for ~6 months.
Strangers (e.g. friends of friends who I'm out with) often ask questions about the card when I pull it out, though.