Then you have misunderstood the nature of the problem.
The problem is that there are cases when atomicity is required but durability is not so important. With ext3 (et al.) it is possible to get one without the other, but with XFS (et al.) atomicity can only be gained as a side-effect of durability, which is more expensive.
Thus, ext3 provides a feature which XFS does not - one which filesystem developers, as a rule, don't seem to care about, but application developers, as a rule, do. The characterisation of anyone who actually cares for that feature as 'ill-informed' is grating, even offensive to many.
General addendum, not targeted at you specifically: falling back to the observation that XFS's behaviour is POSIX-compliant is pointless because - though true - it is vacuous. In fact POSIX doesn't specify anything in the case of power loss or system crashes, hence it would be perfectly legal for a POSIX-compliant filesystem to fill your hard drive with pictures of LOLcats.