Enforcing password strength

Why not try to login with your passphrase minus the last character? This will catch chopping-of at any length from 1 to N-1 characters. If you get in this way, complain to the admin and/or never use the service again.

Password chopping to anything less than 100 characters means one or more of the following:
* clear-text storage in a database column of fixed maximum width
* bad hash implementation
* poor understanding of security overall