I've also used Emacs for a long time, but I've managed to Zap X a number of times from within it. It's not really emacs fault since I've numerous times done the same from shells etc - Meta-backspace very conveniently deletes a word backwards.
Unfortunately, Ctrl and Alt are neighbors and placing fat fingers carelessly sometimes means *Zap* and all work lost. Adding DontZap is always one of the first things I do on a new desktop. First I open a lot of windows and perform a lot of work there, then Zap the desktop by mistake, and then remember to add DontZap.
Personally, I don't care what the default is - I know how to change it and have never seen as that much of a problem (most things get better if you have to redo them once!).