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Does OSRM sell insurance?Does OSRM sell insurance?Posted Sep 24, 2005 19:45 UTC (Sat) by giraffedata (subscriber, #1954)In reply to: Are potential legal liabilities holding back Linux adoption? (TechRepublic) by thyrsus Parent article: Are potential legal liabilities holding back Linux adoption? (TechRepublic) OSRM says there, "OSRM's indemnification offering and services do not constitute an insurance product and should not be considered insurance." Interestingly, it says on another page, "OSRM provides Insurance Solutions in two areas," where from context we can see that "solution" is a neologism for "product." Of course, neither of these two general statements carries as much legal weight as the specifics of what OSRM offers, and OSRM doesn't give any on the web site. But from what I recall from an LWN interview, OSRM's products may not be insurance. To be insurance, it has to be gambling -- neither the seller nor the buyer, but especially the seller, can be in control of the indemnified risk. (So e.g. US Postal Service "insurance" isn't). I believe what OSRM does is provide a software analysis service -- it tells you whether your software is what it appears to be. You get a warranty with that service, so if the advice turns out to be bad and you get harmed by your reliance on it, OSRM makes you whole. I can see room for disagreement, though, as to how much actual "service" is involved in certifying the software.
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