Re: The Grumpy Editor's guide to personal finance managers (Part I)

> The "Mortgage/Loan Druid" is highly capable, though with some strange
defaults (interest rate of 0.001%, for example)
 
This is not "strange default". Actually it's standard interest rate for
normal account in Japanese bank (plus there are 30% tax so actual interest
rate is 0.0007%). And I've seen programs where this standard default can not
be used at all (they'll just round it up to 0%), so it's quite good to show
that GnuCash actually can.
 
P.S. May be I'm wrong about reasoning but recently my friend from Japan
written about funny fact: when some bank actually forgot about this interest
rate and forgot to put funds on accounts not even single client complained -
and I can see why: I do not think a lot of clients ever check for it since
to check your account you must pay ~$30 (3000yen actually) and with
0.0007%per year it usually not worth it... Of course my friend used
the same bank
(that's how he was aware about the problem) and he too never checked if he
got these 0.0007% counted correctly or not...